Maximizing Your Medicare

Tailored Plans, Optimized Budgets, and Expert Guidance

At HCAG, we recognize the delicate balance between a fixed income and rising medical expenses. Our commitment is to ensure your retirement dollars go further. We offer a range of Medicare plan options, each designed to align perfectly with your needs and financial capacity. With our team of independent agents, you receive personalized guidance through a diverse selection of top Medicare carriers and plans, all at no cost to you. Let us help you navigate your Medicare choices with ease and confidence!

Now Licensed in California, Arizona, Florida, Nevada, Idaho, Colorado, Texas, New York, Ohio, Oregon, Virginia, Tennessee, North Carolina, Utah, Missouri and South Dakota.

Choosing the right partner for your Medicare coverage needs is a critical decision. HCAG stands out as a premier choice for several compelling reasons

  1. Expert Knowledge: At HCAG, we pride ourselves on our deep understanding of the Medicare system. Our team stays up-to-date with the latest changes and options in Medicare coverage, ensuring that we can provide you with the most current and comprehensive information.
  2. Personalized Service: We recognize that every individual’s health needs and financial situations are unique. Our approach is tailored to your specific circumstances, ensuring that the Medicare plan you choose aligns perfectly with your requirements.
  3. Wide Range of Options: HCAG partners with a broad spectrum of Medicare providers. This diversity in options means that you’re more likely to find a plan that fits your needs perfectly, rather than being limited to a few choices.
  4. Unbiased Advice: As independent advisors, our priority is your well-being. We provide unbiased recommendations that are solely focused on what is best for you, not what is most profitable for an insurance company.
  5. Simplified Process: Navigating Medicare can be complex and confusing. We simplify this process, breaking down the information into understandable terms and guiding you step by step through the enrollment process.
  6. Ongoing Support: Our relationship with you doesn’t end once you choose a plan. We provide ongoing support and are available to answer questions, help with re-evaluations during annual enrollment periods, and assist with any issues that arise.
  7. Commitment to Satisfaction: Your satisfaction is our top priority. We are committed to providing excellent service and ensuring that you are completely satisfied with your Medicare coverage.
  8. Community Trust: HCAG has built a reputation in the community for trustworthy and reliable Medicare advice. Our numerous satisfied clients are a testament to the quality of service we provide.

How Medicare Works

Medicare is a federal insurance program that provides health insurance to individuals over 65+ and qualified individuals under 65. Medicare provides plans to cover the needs of all its client!

Medicare Part A is inpatient and hospital insurance. Part A coverage applies to:

Inpatient hospital care
Skilled nursing care
Hospice care
Some home health care

Medicare Part B is outpatient medical insurance. Part B coverage applies to:

Services from doctor
Outpatient care
Durable medical equipment
Preventative services

Medicare Part C (Medicare Advantage) are privately managed, federally approved Medicare plans. Part C plans combine the benefits of Part A and B into one plan and may also include:

Prescription drug coverage
Dental, vision, and hearing coverage
Wellness programs and telehealth services

Medicare Part D plans provide beneficiaries with privately managed, federally approved prescription drug coverage. Medicare Part A and B don’t offer prescription drug coverage, so Part D helps:

Manage prescription drug costs
Provide discounts at in-network and preferred pharmacies

Why HCAG?

Join us at HCAG, where your health and well-being are our top priority. Let’s find the Medicare plan that’s just right for you.

Expert Guidance

Navigating Medicare can be complex. Our team's deep expertise ensures that you are informed about the latest options and updates in Medicare, helping you to choose the plan that best fits your needs.

Personalized Attention

You are not just a number to us. We pride ourselves on providing personalized attention, ensuring that every question is answered and every concern is addressed.

Comprehensive Choices

We offer a diverse range of Medicare plans from top carriers, ensuring that you have access to comprehensive options. Whether it’s Original Medicare, Medicare Advantage, Supplemental Plans, or Prescription Drug Plans, we have you covered.

No-Cost Services

Our expert advisory services are offered at no cost to you. We are here to provide value and clarity without any additional financial burden.

Trusted by Thousands

With a long-standing reputation for excellence, HCAG has been the go-to source for Medicare advice for thousands of satisfied clients.